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September 21, 2017 by Deb Smith Leave a Comment

{INVEST} Spring into the property market

It is time to take out of storage your summer threads. Flowers are starting to bloom. There is new life beginning to sprout up all over the place. The days are getting longer and the days are getting warmer (well, they are in Queensland so my friend likes to brag). Unlike Game of Throne, Spring […]

Filed Under: Deb Smith - Mortgage Broker & Finance Broker, Educate Me Tagged With: Budget, Deb Smith, Investment Property, learning about money, Mortgage, Mortgage Broker, Mortgage Needs

August 30, 2017 by Deb Smith Leave a Comment

{MORTGAGE} What is lenders’ mortgage insurance?

Getting a mortgage is a lesson in acronyms and abbreviations. It is like learning a whole new language. If you are going to use property investing as a tool to create a wealthy life, then you must understand the lingo. Buying a house does not come without costs. There are many when you buy a […]

Filed Under: Deb Smith - Mortgage Broker & Finance Broker, Educate Me Tagged With: education, learning about money, lenders mortgage insurance, LMI, Mortgage, Mortgage Broker

August 2, 2017 by Deb Smith Leave a Comment

{MYTH} Five of the biggest mortgage myths out there screwing with your head

Myths are those pesky things that everyone believes but a just down right not true.  They get told over and over again until everyone thinks they are right … and they hold us back.  In our heads, we let these false truths stop us moving forward.  What we need is a good dose of myth […]

Filed Under: Deb Smith - Mortgage Broker & Finance Broker Tagged With: . MYTHS, how to make money, Mortgage, Mortgage Broker

July 26, 2017 by Deb Smith Leave a Comment

{MORTGAGE} Is rentvesting better than buying a home?

Rentvesting. Have you seen this term creeping into the financial vocabulary? Got to love the English language – we are so creative with making up new terms. We get told all the time renting is dead money.  Wasted money.  You are paying off someone else’s wealth strategy. Owning your own property is almost always the […]

Filed Under: Deb Smith - Mortgage Broker & Finance Broker Tagged With: buy your own home, how to make money, Mortgage, Mortgage Broker, renting, rentvesting

July 12, 2017 by Deb Smith Leave a Comment

{OPINION} Consumer Groups Say Mortgage Brokers Should Not Get Paid Commissions

There has been a lot in the media about scrapping commissions to mortgage brokers. The Sydney Morning Herald reports up-front commissions paid by banks to mortgage brokers, which are typically worth thousands of dollars, should be abolished. Instead, it should be a fixed fee.  Across the board. I have a few problems with that because […]

Filed Under: Deb Smith - Mortgage Broker & Finance Broker Tagged With: Banks, commissions, consumer groups, Mortgage Broker

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Recent Posts

  • {INVEST} Spring into the property market
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  • {MORTGAGE} What is lenders’ mortgage insurance?
  • {MONEY} What does it mean to be wealthy?

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