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November 16, 2015 by Deb Smith Leave a Comment

When to consider home loan refinancing?

For long-term borrowers, it’s easy to get into a pattern of repayment and assume that there’s no need to tweak things here and there. What might surprise you is that becoming complacent with your home loan could be costing you thousands. It pays (literally) to do a regular assessment of your mortgage, whether it is […]

Filed Under: Deb Smith - Mortgage Broker & Finance Broker Tagged With: ASIC, Credit Rating, Deb Smith, Debt, Finance, Home Buyer, Home Loan, Mortgage, Mortgage Application, Mortgage Broker, Personal Finance, Personal Loan Application, Property Investor, Refinancing, Reserve Bank of Australia

June 25, 2015 by Deb Smith Leave a Comment

How Cutting your credit card up can save you money!

Do you have credit card or personal loan debts that stubbornly refuse to go away? We may have a solution. Whilst a minimum monthly credit card repayment of 3% seems quite easy to handle at first glance, a $30,000 debt will require a $900 per month payment. A significant commitment. Compare this with a current […]

Filed Under: Deb Smith - Mortgage Broker & Finance Broker Tagged With: Credit Card, Credit Card Rating, Deb Smith, Debt, Debt Solution, Finance Application, Home Buyer, Home Loan, Mortgage, Mortgage Application, Mortgage Broker, Personal Finance, Personal Loan Application, Personal Loans, Property Investor

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