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September 17, 2015 by Deb Smith Leave a Comment

Property Valuation Risks

When you apply for a home loan, the bank will value the property to determine the market value, right? Wrong! While it’s true that when you apply for a mortgage, your bank will place a value on the property you’re buying, the figure they come up with is not necessarily an accurate representation of the […]

Filed Under: Deb Smith - Mortgage Broker & Finance Broker Tagged With: Bank Valuations, Banks, Construction Costs, Deb Smith, Home Buyer, Home Loan, Inflation, Investment Property, Mortgage, Mortgage Application, Mortgage Broker, Personal Loan Application, Property Investment, Property Investor, Property Valuation, Risks, Valuations

July 9, 2015 by Deb Smith Leave a Comment

Buying a new home off the plan – what you need to know?

It takes just one look at the skylines of our biggest cities to figure out that construction is booming. Apartment buildings are popping up left, right and centre and if you’re taking out your first home loan, buying a unit might be an option you want to consider. And you can even pick up one of […]

Filed Under: Deb Smith - Mortgage Broker & Finance Broker Tagged With: Bank Valuations, Buying House PLans, Deb Smith, Home Buyer, House & Land Deals, Mortgage Application, Mortgage Broker, Personal Loan Application, Pre-Packaged Homes, Property Investor

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